Synchrony Bank Review

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They closed them for no reason. Synchrony Bank Credit Card Clear all filters 0 of 29 reviews match.

Caller ID shows Synchrony. We have no account there. Left a computer voice message to call Synchrony Bank back. Caller: Synchrony Sychrony is the bank that covers store cards for JC Penney, Victoria's Secret, American Eagle and nearly other retailers including Amazon Report a phone call from Caller. The company that.
It is a number you call that connects you directly to Synchrony Bank's underwriters It is said that if you ask them for any amount they will check your account and see if you are applicable for that amount say $10, if you are not applicable for the $10, they will come back and say
Find all details about Synchrony bank Customer Service, Phone Numbers, Email, live chat, Toll free numbers and Headquarters information. American Eagle Customer Service Phone Numbers 26 views; Customer Reviews. Oct 9, by Kirk on Pep Boys.
Caller ID shows Synchrony. We have no account there. Left a computer voice message to call Synchrony Bank back. Caller: Synchrony Sychrony is the bank that covers store cards for JC Penney, Victoria's Secret, American Eagle and nearly other retailers including Amazon Report a phone call from Caller. The company that.
American Eagle Outfitters - Synchrony Bank Redirect. For your convenience, you can make your AEO, Inc. Credit Card payment online by clicking
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Almost a twin to the American Eagle Outfitters Credit Card, the American Eagle Outfitters™ Visa® Card offers the same features except for one twist; users get points for using this card everywhere Visa is accepted, not just at AE.

Thanks for your help. Gift cards from many other stores can be bought a Giant Eagle with added gas rewards. The rewards carry over for a few months, however they also expire after a few months so it is wise to check online or on the receipt for expiration dates.

I had a old navy credit card when I paid the balance off, my account was closed. Maybe it was for the best. You always want to keep a credit card with some use on the credit report. It looks better and shows you can handle multiple accounts. January 6, FYI: I like to know if my newegg synchrony store credit card works anywhere then just newegg site, if so can I get a listing of them please? So maybe you add this Synchrony thread among the other banks list.

You did good by adding it. Instead of just adding it to Amex thread In fact these posts with the details about each banks credit cards is in my opinion the money maker and the best posts of this site. This is how i found this site by googling something about Barclays bank. I only charged a few items and paid them off. Got them over a 6 year period and they have always pulled from Experian for me. I live in Wisconsin, maybe that has something to do with it.

Thx for the info, Steven. Hi I have been rebuilding my credit for over a year.. I am at and not bad considering I was at a ….. Those credit cards give credit to lower scores. All issued by Synchrony Bank. Most likely it will be a capital one card, unsecured with no annual or start up fee. They will allow you to get as many as 3. Then you can add them all together to credit a big limit.

Close two of them. I got the Journey card from Captital One with a Transunion and opened a Fingerhut account the same week, and two months late my score is now Just pay the balance in full each month. I actually work for toysrus and were told a couple of months ago that they now go through a different bank and it is now harder to get approved for the store card. I logged on to pay off my tj maxx store card. It said I was able to upgrade to the tj maxx Mastercard.

Would it replace the store card and also the long credit history associated with that account. Try to call customer service and submit your doubt about the upgrade and the hard pull. It will replace the store card. The old account shows up on credit report as closed due to transfer. My TJ maxx was upgraded about 3 months ago. Getting a card with syncrony bank has been hell! Worst mistake ive ever made! I have a sams card and i am so annoyed and so fed up! What a joke this company is!!

Also, do you want to add the new Gap Visa Signature card as well? In a weak moment I accepted invite to get banana republic visa and regretted ever since.

Charge late fees when acknowledged not late and several attempts to resolve unsuccessful. Then I find out this is ge capital reincarnated that was investigated for predatory lending practices I. I urge consumers to stay away and merchants can get better private label card issuance elsewhere.

Been dealing for a year on the jcpenney acct THEY messed up and then had it happen on the lowes acct as well…. This company is not trustworthy and are very deceptive on their pmt methods!!!!! I had the Lowes Card, Pennys and Walmart.

I go to use Lowes it had been closef and I h as d a 0 balance and always paif it off, my o e Pennys card was closed after I kept it paid off and Walmart Crefit Limit fro. Really messed my head up trying to log in! Can you pay all store cards at one website like my care credit and h Gregg are together but sams and belk and lowes are separate own web site. Most store cards require you to log on to each site individually. There are a few exceptions: One Login with Synchrony: Gap and Banana Republic on the same login.

I have reported my Synchrony Bank Banana republic card lost or stolen twice. No new card has been issued. Hello, my tjx rewards was stolen so I cancelled. I received a call saying that I had a late payment, how can I see if my account is close, the last payment I made I pay off the account and now it says I got a balance but I am not able to log in into my online account. I have had a Walmart card for 4 years when my credit score was low and I had a bankruptcy they gave me a card!

They will cancel your card without warning. I was never late and never maxed it out. This really hurt my credit score because it looks like they closed it because of something I did wrong. My credit score was actually higher when they closed my account than when I was approved.

Not a good company to deal with. I need help increasing my credit score. This is the worst place to apply for a credit card. They do a hard check on credit and you miss 1 payment they report you to the credit bureau.

Plus, They will lower your limit. I closed the account out, with a balance left. I have found Synchrony to give ridiculous credit limits on store cards. At one time I needed high limits to help my credit utilization so I kept asking every month or 2 and they always raised me. Stopped asking for increases but was always curious how high they would go. Now I need to spend more time research other means.

I would not bank with Synchrony until their customer service improves…. The worst card company. I used my amazon store card several times, paying it off in short order. Bother time I was dunned for late fees and alleged missed payments for 4 months each time.

I was called 4 times a day, derogatory information placed in my credit record and seriously damaged my credit score from to as a result of these extortionate crooks. All of these are with Synchrony bank.

I am shopping for a spa and the dealer told me they finance thru Synchrony. My credit score is only what do you think my chances of getting financed are? I have never missed a payment and always paid more than minimum. This is the worst place to deal with next to Wells Fargo and Citibank.

Paid if off every time the statement came. This past year was rough for me. Their customer service sucks, they admit they have to read from a script from the company and it makes the customer service representatives sound completely stupid as they contradict what they are relaying to customers.

What the hell is that? This bank is a joke! It seems to me the fact that you were late twice in a year and other factors that they have just decided you are too much of a credit risk. Don't subscribe All Replies to my comments Notify me of followup comments via e-mail. You can also without commenting. Posted by William Charles on October 26, October 26, at 1: October 26, at 7: October 26, at 2: October 26, at 6: August 4, at September 9, at 4: April 29, at 9: June 7, at 7: June 9, at 2: June 12, at July 25, at 5: November 27, at February 16, at October 27, at January 4, at 2: October 30, at 9: November 15, at 8: April 19, at April 21, at 9: January 8, at 3: By the way, great site and information!

There's no extra fee on top of your membership. Plus, no foreign transaction fees, so you can use it while travelling abroad. The cash back benefits with this card are pretty solid: Once a year, Sam's Club will send you a check that you can redeem for cash or use towards your shopping.

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There aren't a huge number of hotels available, so if you're looking for more options, check out some other hotel credit cards.

What credit score do I need to get a Synchrony credit card? Synchrony store cards are generally easier to get than other reward cards. So lots of people like to get them because of the easier approval requirement. Many people report being approved with a "Fair" credit score in the s. You have low credit or a less-than-stellar score. Store-branded credit cards can be easier to obtain, which is helpful for people just starting out OR looking to rebuild their credit.

You shop constantly at a particular store. Store cards usually offer rewards for buying at their affiliated store. You may get sign-up bonuses and special deals just for cardholders. If that's your favorite store, this could add real valuable.

Most Synchrony linked stores perform a "hard credit pull" every time you apply for a card, which can drop your credit score slightly. If your credit score is really low , you'll be less likely to get approved. If that's the case, here are some ways to bring up your score.

That being said, store cards have the reputation of being easier to get, so don't count yourself out. Lenders use the hard credit inquiry when you apply for a loan. Think of things like an auto loan or mortgage. It may affect your credit score by a few points. Lenders need your permission before making this type of inquiry. A soft credit inquiry is often part of a background check. Lenders don't need your permission for this type of inquiry.

It doesn't affect your credit score. You already have a card that offers better rewards. Synchrony is not the place to look for high quality rewards cards. Anytime you open a new credit card, your credit score takes a small, temporary hit. If you're about to make a major purchase, this isn't the best time to open any type of credit card, since it may impact your ability to get the lowest rate possible. Synchrony offers over credit and store cards.

But what's the difference between a credit and store card? A credit card has the "Visa" or "Mastercard" logo. You can use these cards anywhere Visa and Mastercard are accepted. A store card only works for purchases in that store. For questions, you can call or the toll-free number on the back of your card.

If you're a frequent shopper at a certain store or you're looking to finance a big purchase, a Synchrony Bank card might make sense. They're also more lenient with credit score requirements, which means you may be able to use one to build up your credit history. Since Synchrony Cards don't always offer the best benefits, you should do your homework before applying.

161 American Eagle Outfitters Consumer Reviews and Complaints

American Eagle credit cards are issued by Synchrony Bank (formerly GE Capital Retail Bank), and you will go through Synchrony Bank in order to make payments, reach customer service, or otherwise manage your account. For security, when you choose "Continue," we will send you a one-time, numeric passcode by phone or text. Enter the code on the next screen. Standard text messaging and phone rates may apply. Shop American Eagle Outfitters for men's and women's jeans, T's, shoes and more. All styles are available in additional sizes only at